Number of seniors paying higher premiums will double

by Grant Huang on Dec 13, 2010

Image from whitehouse.govThe number of Medicare patients subject to higher premiums will more than double between 2011 and 2019, according to an analysis by the non-profit Kaiser Family Foundation in Washington. Depending on how many of your Medicare patients are considered "higher-income," you could see many more of them getting hit with higher premiums gradually over the next nine years.

The changes are caused by two lesser-known provisions in the health reform law that are aimed at cost control. Upper-income Part B patients already pay higher monthly Part B premiums, but the health reform law freezes the income thresholds that determine which patients get hit. The 2010 levels are $85,000 for individuals and $170,000 for couples. These figures are now frozen under health reform.

Because of this, the percent of Part B patients affected will jump from 5% (2.4 million patients) currently to 14% (7.8 million patients) over the next nine years, according to Kaiser. For these folks, monthly Part B premiums will range from $161.50 to $369.10 per month in 2011, depending on income, compared to the standard Part B premium of $115.40 per month in 2011. 

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